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Starbucks Card Platinum Duetto™ Visa® Card

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Issued by Chase   Categories: Reward - Other
Starbucks Card Platinum Duetto™ Visa® Card Overall Rating

Benefit Rating

The Starbucks Card Platinum Duetto™ Visa® Card, issued by Chase, is designed for those with very good credit who are looking for a card with a unique rewards program.

This card is a Visa® card and a Starbucks card combined into one. The Duetto™ Card allows cardholders to charge purchases using the Visa® account, and it can also be used as a reloadable Starbucks Card at participating Starbucks locations.

Through the rebate program, cardholders earn a 1% cash rebate on all general purchases and when they reload the Starbucks Card account using the Visa® account. They earn a 3% rebate when they subscribe to automatic reloads of the Starbucks Card account using the Visa® account. Rebates do not expire, and there is no limit to the amount of rebates that can be earned. Each month, all of the earned rebates are automatically transferred to the Starbucks Card. See www.starbucks.com/duetto for full details.

Aside from the rebate program, $10 Duetto™ Dollars are awarded to the Starbucks Card account after the first time the card is used. Cardholders can also expect access to a variety of platinum benefits that include travel accident insurance, auto rental insurance, and extended warranties on purchases.

The card has no annual fee, and higher qualifying applicants will receive a reasonable interest rate for purchases and balance transfers. There is also a 0% introductory rate on purchases and balance transfers for the first six billing cycles.

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the various benefits that the card offers will find the Starbucks Card Platinum Duetto™ Visa® Card to be a suitable option.


Most Attractive Feature(s): Common platinum benefits; no annual fee; access to reward program.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various card designs to select from.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
No liability for unauthorized transactions.
Purchase protection.
Year-end financial statement (upon request).
Access to the Duetto Rewards program for no additional fee.
Cardholders qualify for additional Starbucks rewards and benefits just for using their card.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

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Rates & Fees
  • Introductory Rate: 0% APR for 6 Months
  • Introductory Rate Details: None
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 14.24
  • APR (Cash Advances) %: 23.24
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: $5,000
  • Maximum Credit Limit: $100,000
  • Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
  • Over-The-Limit Fee: $39
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $99 maximum
  • Important Notations: The APR for purchases varies according to the applicant's credit history and will be 6.99%, 10.99% or 14.99% + Prime Rate.
    The Starbucks Card Account is not accepted at some stores in Hawaii, Puerto Rico, Guam or outside North America. For an up-to-date list of participating stores, please visit www.starbucks.com/storelocator or call 1-800-STARBUC.
    See website for complete terms and conditions of card usage and application disclosure.
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Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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