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Chase Flexible Rewards Platinum Visa® Card

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Issued by Chase   Categories: Reward - Other
Chase Flexible Rewards Platinum Visa® Card Overall Rating

Benefit Rating

The Chase Flexible Rewards Platinum Visa® Card, issued by Chase, is designed for those who have very good credit and plan to take advantage of the rewards program.

Through the rewards program, cardholders earn one point for every dollar spent on general purchases. Points may be redeemed for airline tickets, hotel stays, car rentals, merchandise, and more. There is a maximum of 60,000 points that may be earned per year.

This card has no annual fee, and the interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify). In addition, there is a 0% introductory rate offered on purchases and balance transfers for the first twelve months of cardmembership.

This card also offers a variety of additional benefits such as travel accident insurance, no liability for unauthorized transactions, auto rental insurance, and extended warranties for purchases.

Therefore, those who qualify for the lowest rate offered and will take advantage of the rewards program will benefit most from what the Chase Flexible Rewards Platinum Visa® Card has to offer.


Most Attractive Feature(s): 0% introductory rate for purchase and balance transfers; no annual fee; free rewards program.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
No liability for unauthorized transactions.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Travel accident insurance.
Year-end financial statement (upon request).
Various travel and emergency assistance services.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

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Rates & Fees
  • Introductory Rate: 0% APR for 12 Months
  • Introductory Rate Details: None
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 11.24
  • APR (Cash Advances) %: 23.24
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit:
  • Maximum Credit Limit:
  • Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
  • Over-The-Limit Fee: $39
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $75 maximum
  • Important Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 7.99% or 14.99% + Prime Rate.
    See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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