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Chase Platinum Business Card

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Issued by Chase   Categories: Business
Chase Platinum Business Card Overall Rating

Benefit Rating

The Chase Platinum Business Card, issued by Chase, is designed for those with very good credit who are looking to consolidate their business expenses.

This card offers a 0% introductory rate on purchases and balance transfers for the first twelve billing cycles with no annual fee, and the interest rate is reasonable after the introductory rate expires.

The card provides common cardholder benefits that include travel accident insurance, lost luggage insurance, auto rental insurance, and various emergency and travel assistance services. It also offers business-related discounts on computer equipment, car rentals, hotel rooms, and more.

Therefore, those who will be able to take advantage of the introductory offer, the multitude of benefits, and the business-related discounts may find the Chase Platinum Business Card to be a valuable option.


Most Attractive Feature(s): 0% introductory rate; no annual fee.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
Access to savings of up to 20% on business-related merchandise.
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
Year-end financial statement (upon request).
No liability for unauthorized transactions.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

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Rates & Fees
  • Introductory Rate: 0% APR for 12 Months
  • Introductory Rate Details: Transferred balances must consist of business-related expenses.
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 11.24
  • APR (Cash Advances) %: 23.24
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit:
  • Maximum Credit Limit: $35,000
  • Late Payment Fee: $15 if balance is less than $250; $39 if balance is $250 or more
  • Over-The-Limit Fee: $35
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $75 maximum
  • Important Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 7.99% or 14.99% + Prime Rate.
    See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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