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Amazon.com Business Visa® Card

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Issued by Chase   Categories: Business
Amazon.com Business Visa® Card Overall Rating

Benefit Rating

The Amazon.com Business Visa® Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the rewards program.

Through the rewards program, one point is earned for every dollar spent on general purchases (equivalent to a 1% rebate) and three points are earned for every dollar spent on Amazon.com purchases (equivalent to a 3% rebate). Once the cardholder earns 2,500 points, a certificate valued at $25 will be automatically issued, which can be redeemed for purchases at Amazon.com. Cardholders will also receive 1,500 bonus points after their first purchase.

This card has no annual fee and a high interest rate for purchases and balance transfers.

In addition to the rewards program, the card also offers common benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

Therefore, those who can afford to pay in full each month (to avoid finance charges) and plan to frequently shop at Amazon.com (to earn the additional points) will benefit most from what the Amazon.com Business Visa® Card has to offer.


Most Attractive Feature(s): Common benefits; no annual fee; three points per dollar spent at Amazon.com; bonus points.
Least Attractive Feature(s): Uses "Two Cycles Average Daily Balance" method when determining finance charges.

Additional Perks

Various Internet account related services.
Travel accident insurance.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
No liability for unauthorized purchases.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Year-end financial statement (upon request).
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

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Rates & Fees
  • Introductory Rate: No Introductory Rate Available
  • Introductory Rate Details:
  • Applied Towards: None
  • APR (Purchases) %: 16.24
  • APR (Cash Advances) %: 23.24
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit:
  • Maximum Credit Limit:
  • Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
  • Over-The-Limit Fee: $39
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $99 maximum
  • Important Notations: See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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