Credit Card Details

The Bank of America Rewards™ American Express® Card, issued by FIA Card Services, N.A., is designed for those with average credit who want to participate in the reward program. Through the reward program, cardholders earn one point for every dollar they spend on the card. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, discounts at hotels, and gift certificates. There is no limit to the amount of points that cardholders can earn, but points do expire in five years. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate on purchases and balance transfers once the introductory rate expires. This card also provides various benefits and services including a personal concierge service, identity theft recovery, and absolute fraud protection. Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the Bank of America Rewards™ American Express® Card has to offer.

Most Attractive Feature(s): Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Least Attractive Feature(s): No extraordinary benefits or discounts offered to cardholders aside from the reward program.

Additional Perks

See website for additional benefits.

Rates & Fees