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Chase Student Flexible Rewards Card

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Issued by Chase   Categories: Student
Chase Student Flexible Rewards Card Overall Rating

Benefit Rating

The Chase Student Flexible Rewards Card, issued by Chase, is designed for students who plan to take advantage of the rewards program.

Through the rewards program, cardholders earn one point for every dollar spent on the card. Earned points can be redeemed for free merchandise or gift certificates at popular merchants. There is a maximum of 60,000 points that can be earned per year.

The card has an above average interest rate for purchases and balance transfers (for a student card), no annual fee, and a 0% introductory rate for purchases and balance transfers through the first six months of membership.

In addition to the rewards program, the card offers cardholder benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the rewards program will benefit the most from what the Chase Student Flexible Rewards Card has to offer.


Most Attractive Feature(s): 0% introductory rate; no annual fee; access to free rewards program.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
Travel accident insurance.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (MasterRental).
No liability for unauthorized transactions.
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
Year-end financial statement (upon request).
Various travel and emergency assistance services.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

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Rates & Fees
  • Introductory Rate: 0% APR for 6 Months
  • Introductory Rate Details: None
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 17.24
  • APR (Cash Advances) %: 23.24
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit:
  • Maximum Credit Limit:
  • Late Payment Fee: $15 if balance is less than $250; $39 if balance is $250 or more
  • Over-The-Limit Fee: $39
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $75 maximum
  • Important Notations: See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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