Credit Card Details

The Bank of America Visa Signature® WorldPoints™ Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers. Cardholders earn one point for every dollar spent on general purchases, which can be redeemed for a variety of benefits including merchandise, gift certificates, cash rebates, and travel rewards. There is no limit to the amount of points that may be earned per year; however, points do expire in five years. This card has no annual fee, and the APR for purchases and balance transfers is very low. There is also a 0% introductory APR for balance transfers and cash advance checks for the first twelve billing cycles. Aside from the reward program, cardholders can expect common benefits such as fraud protection services, online access, and a personal concierge service. Therefore, those who plan to take advantage of the introductory offer, the very low APR for purchases and balance transfers, the reward program, and the various benefits and services may find the Bank of America Visa Signature® WorldPoints™ Rewards to be a suitable option.

Most Attractive Feature(s): No yearly limit on points earned; no annual fee; very low APR on purchases.
Least Attractive Feature(s): Points expire five years after they are earned.

Additional Perks

See website for additional benefits.

Rates & Fees