Credit Card Details

The Chase Business Cash Rewards Card, issued by Chase, is designed for those with very good credit who are looking to consolidate business related expenses with one credit card and plan to take advantage of the rebate program.

Through the rebate program, cardholders receive up to 5% cash back on all their purchases with no limit on the amount of cash rewards that they can earn. However, the earnings are based on the following tiered system: one point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; five points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle. Therefore, not all purchases will earn the full 5% rebate. Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates.

Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance.

The card has no annual fee and it provides a 0% introductory rate for the first twelve billing cycles on purchases and balance transfers. Once the introductory rate expires, the card has an average interest rate for purchases and balance transfers (for those who qualify).

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the rewards program will benefit most from what the Chase Business Cash Rewards Card has to offer.

Most Attractive Feature(s): Rebate program; no annual fee; long term 0% introductory rate.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
No liability for unauthorized purchases.
Year-end financial statement (upon request).
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistant services.
Extended warranty for purchases.
Purchase protection.
Visa Business Partner Advantage.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

Rates & Fees