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BoatU.S.™ Platinum Plus® Visa® Card

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Issued by Bank of America   Categories: Reward - Other
BoatU.S.™ Platinum Plus® Visa® Card Overall Rating

Benefit Rating

The BoatU.S.™ Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for boating fans with very good credit who want to participate in the WorldPoints® reward program. Through the WorldPoints® reward program, cardholders earn one point for every dollar they spend on the card. Points are redeemable for cash, travel, merchandise, gift certificates, and more. Points do expire five years after they are earned. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate once the introductory rate expires. The card also provides various benefits and services including fraud protection, online access, and access to a personal concierge service. Cardholders will also be able to choose from several card designs. Therefore, those boating fans who would like to participate in the WorldPoints® reward program and will take advantage of the introductory rate will benefit most from what the BoatU.S.™ Platinum Plus® Visa® Card has to offer.

Most Attractive Feature(s): Common platinum benefits; no annual fee; reward program; 0% introductory rate.
Least Attractive Feature(s): Points expire five years after they are earned.

Additional Perks

See website for additional benefits.

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Rates & Fees
  • Introductory Rate: 0% APR for 12 Billing Cycles
  • Introductory Rate Details: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
  • Applied Towards: Balance Transfers
  • APR (Purchases) %: 9.9 / 15.99
  • APR (Cash Advances) %: 19.99
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: n/a
  • Maximum Credit Limit: n/a
  • Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
  • Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $10 minimum
  • Important Notations: The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%.This card is issued by FIA Card Services, N.A.See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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