Credit Card: Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa® RushCard Save This Page Issued by Manufacturers and Traders Trus Categories: Pre-Paid
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The Baby Phat Prepaid Visa® RushCard™, issued by Manufacturers and Traders Trust Company, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card. The card does offer shopping discounts at participating retailers, which is rare for a stored value card, as this type of card usually does not offer any extraordinary benefits or services to cardholders. There is no interest applied on the account or other similar charges found with most unsecured cards. Although there is a one-time activation fee of $19.95, there is no monthly participation fee. It is important to note that the card does require payment in advance, which is then used to offset future purchases made with the card. There is a $1 transaction fee that is charged for each purchase made with the card. The issuer charges no reload fees; however, there is a flat $3.95 fee for "MoneyGram" transactions made at designated loading point merchants and banks may also assess a fee. One of the most unique features of the Baby Phat Prepaid Visa® RushCard™ is the refer-a-friend program. The card offers cardholders the chance to earn money by referring friends and family to the program. Cardholders will receive $5 on their card for every referred applicant who becomes an active RushCard™ member. Unfortunately, this card does not report cardholder transactions to the credit bureaus, which is not ideal for those who are trying to establish credit. Therefore, those who are looking for a low cost stored value card and would like to receive shopping discounts at participating retailers will benefit most from what the Baby Phat Prepaid Visa® RushCard™ has to offer.

Most Attractive Feature(s): No annual fee; no security deposit required; discounts at participating merchants and retailers.
Least Attractive Feature(s): Activation fee; transaction fee.

Additional Perks

Cash back rewards at participating retailers.
Various Internet account related services.
Lost and stolen card reporting.
See website for additional cardholder benefits.

Rates & Fees

Introductory Rate: No Introductory Rate Available
Introductory Rate Details:
Applied Towards: None
APR (Purchases) %:
APR (Cash Advances) %:
Grace Period: Not applicable to this type of card.
Finance Configuration:
Annual Fee: $0
Additional Cardholders:
Application Fee:
Minimum Credit Limit:
Maximum Credit Limit: $9,999
Late Payment Fee:
Over-The-Limit Fee:
Cash Advance Fee: $1.95 for domestic ATM transactions; $3.50 for international ATM transactions
Balance Transfer Fee:
Important Notations: No security deposit required.There is a $1 transaction fee for each purchase, which is capped at $10 per month (all additional transaction fees will be refunded).The $19.95 activation fee will be deducted from the initial load amount made on the card.Various additional fees associated with the card, see website for additional details.Any child between the ages of 13-15 wishing to apply for a Visa RushCard will require parental consent.See website for complete terms and conditions of card usage and application disclosure.

* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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2.9% APR for 6 Months	0% APR for 12 Months	No Introductory Rate Available	0% Intro APR*	No Introductory Rate Available

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Credit Card Details

Baby Phat Prepaid Visa® RushCard