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Amtrak Guest Rewards® World MasterCard®

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Issued by Chase   Categories: Reward - Other
Amtrak Guest Rewards®  World MasterCard® Overall Rating

Benefit Rating

The Amtrak Guest Rewards® World MasterCard®, issued by Chase, is designed for those with excellent credit who travel frequently on Amtrak® and plan to take advantage of the rewards program.

Through the rewards program, cardholders receive two points per dollar on purchases made through Amtrak and 1 point per dollar on all other purchases. Points can be redeemed for free Amtrak travel, gift certificates at leading retailers and restaurants, airline miles and more. Cardholders will also receive 5,000 bonus points after the first purchase.

In addition to the rewards program, the card also offers platinum cardholder benefits provided by Chase, such as travel accident insurance, auto rental insurance, and purchase protection.

The card has a above average interest rate for purchases and balance transfers (for those who qualify), no annual fee, and a 0% introductory rate for both purchases and balance transfers for the first six months.

Therefore, those who qualify for the lowest rate offered, frequently travel on Amtrak®, and will take advantage of the rewards program will benefit most from what the Amtrak Guest Rewards® World MasterCard® has to offer.


Most Attractive Feature(s): Common platinum benefits; no annual fee; reward program; 0% introductory rate.
Least Attractive Feature(s): Yearly limit on points.

Additional Perks

See website for additional benefits.

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Rates & Fees
  • Introductory Rate: 0% APR for 6 Months
  • Introductory Rate Details: None
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 16.24
  • APR (Cash Advances) %: 23.24
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit:
  • Maximum Credit Limit:
  • Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
  • Over-The-Limit Fee: $0
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $99 maximum
  • Important Notations: See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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