Credit Card: Chase +1(SM) Student MasterCard®

Chase +1(SM) Student MasterCard® Save This Page Issued by Chase Categories: Student
	Overall Rating Benefit Rating

The Chase +1(SM) Student MasterCard®, issued by Chase, is designed for students who would like to take advantage of the rewards program.

Through the Chase +1(SM) program, cardholders earn one point per dollar spent on eligible purchases. Points are redeemable for exclusive group member benefits, such as music, movies, ticketmaster gift cards, VIP movie screening tickets, spring break discounts and more. Cardholders can earn additional points at Facebook.com/plus1.

In addition to the rewards program, the card provides common benefits that include extended warranty, purchase protection, and emergency card and cash replacement.

The card has no annual fee and a low introductory rate is available for purchases and balance transfers for the first six months. The interest rate for purchases and balance transfers is above average and is not ideal for those who plan to carry a revolving balance.

Therefore, students who qualify for the lowest rate offered, can afford to pay in full each month (to avoid finance charges), and plan to take advantage of the Chase +1(SM) rewards program will benefit most from what the Chase +1(SM) Student MasterCard® has to offer.

Most Attractive Feature(s): No annual fee; donation program; 0% introductory rate.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
Emergency cash replacement.
Emergency card replacement.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Travel accident insurance.
Extended warranty for purchases.
Lost and stolen card reporting.
Purchase protection.
See website for additional benefits.

Rates & Fees

Introductory Rate: 0% APR for 6 Months
Introductory Rate Details: None
Applied Towards: Purchases, Balance Transfers
APR (Purchases) %: 17.24
APR (Cash Advances) %: 23.24
Grace Period: 20 Days (Min.)
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: $0
Application Fee:
Minimum Credit Limit:
Maximum Credit Limit:
Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-The-Limit Fee: $39
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: 3%, $5 minimum, $75 maximum
Important Notations: The APR for purchases varies according to the applicant's credit history and is either 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

Compare credit card offers and Apply online

2.9% APR for 6 Months	0% APR for 12 Months	No Introductory Rate Available	0% Intro APR*	No Introductory Rate Available

Credit Card Directory with Credit Card Reviews and Online Applications

Credit Card Details

Chase +1(SM) Student MasterCard®