Credit Card Details

The Subaru® Platinum MasterCard® from Chase is designed for those with very good credit who plan to purchase or lease a Subaru® vehicle within a four-year period.

Through the rewards program, a 3% rebate is earned on all general purchases made with the card. Earned rebates can be redeemed toward the purchase or lease of a new Subaru® vehicle, Subaru® accessories, or regular servicing (such as oil changes) at an authorized Subaru® dealership.

A $100 coupon is issued for every $3,333 spent on the card, with a maximum of $500 that may be earned per year. Although there is a maximum, the 3% rebate is a very reasonable amount for a reward card, as many reward cards usually offer a 1% - 2% rebate for general purchases. Cardholders are also eligible to receive a bonus $25 Subaru Reward Dollars following their first purchase.

Aside from the rewards program, the platinum card offers a variety of benefits that include travel accident insurance, auto rental insurance, and various travel and emergency services.

The card provides a reasonable interest rate for purchases and balance transfers for those who qualify and it has no annual fee. This card also offers a 0% introductory rate on purchases and balance transfers for six months.

Therefore, those who qualify for the lowest rate offered and either plan to purchase or already own a Subaru® vehicle (to take advantage of the rewards program) will benefit most from what the Subaru® Platinum MasterCard® from Chase has to offer.

Those who are not certain that they will purchase a Subaru vehicle in the near future may want to think twice about using the card, as the $100 in coupons cannot be redeemed for any cash value.

Most Attractive Feature(s): High 3% rebate earned; no annual fee; 0% introductory rate.
Least Attractive Feature(s): Rewards earned can only be applied to Subaru® related purchases.

Additional Perks

Various Internet account related services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
Travel accident insurance.
Auto rental insurance (MasterRental).
Fraud and security protection services.
Extended warranty for purchases.
Purchase protection.
Roadside assistance.
No liability for unauthorized transactions.
Year-end financial statement (upon request).
Various travel and emergency assistance services.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

Rates & Fees