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Pulaski Bank Visa® / MasterCard®

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Issued by Pulaski Bank   Categories: Regular
Pulaski Bank Visa® / MasterCard® Overall Rating

Benefit Rating

The Pulaski Bank Visa® / MasterCard®, issued by Pulaski Bank, is designed for those with an average credit history who are looking for a very low cost credit card. The best feature of this credit card is the very low fixed interest rate of 6.50% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card. However, aside from the very low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card. Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa® / MasterCard® has to offer.

Most Attractive Feature(s): Very low APR; 0% introductory rate for six months on balance transfers.
Least Attractive Feature(s): Annual fee.

Additional Perks

Various Internet account related services.
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
No liability for unauthorized transactions.
See website for additional benefits.

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Rates & Fees
  • Introductory Rate: 0% APR for 6 Months
  • Introductory Rate Details: The introductory rate is available on balance transfers submitted during the first three months.
  • Applied Towards: Balance Transfers
  • APR (Purchases) %: 6.50
  • APR (Cash Advances) %: 6.50
  • Grace Period: 25 Days
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $35
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: $1,000
  • Maximum Credit Limit: $15,000
  • Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000
  • Over-The-Limit Fee: $35
  • Cash Advance Fee: None
  • Balance Transfer Fee: None
  • Important Notations: See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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Credit Card Directory with Credit Card Reviews and Online Applications