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Asiana Visa® Platinum Plus® Card

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Issued by Bank of America   Categories: Reward - Airline
Asiana Visa® Platinum Plus® Card Overall Rating

Benefit Rating

The Asiana Visa® Platinum Plus® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who travel frequently via Asiana Airlines. Through the airline reward program, one mile is earned for every dollar spent on the card, and double miles are earned for Asiana Airlines purchases. Cardholders receive 5,000 bonus miles with their first purchase. In addition, 2,000 bonus miles are applied to the account each year upon payment of the annual fee. There is a limit of 100,000 miles that can be earned per year. Each year, cardholders receive a 90% discount on a full-fare business-class or first-class companion fare, a $500 discount on a full-fare business-class ticket with a free first-class upgrade, and two free Asiana Club lounge passes. The interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify), though not ideal for those who plan to carry a balance. Although there is a low introductory rate that applies to purchases, balance transfers, and cash advance checks for the first six billing cycles, the annual fee is high for an airline reward card. Aside from the reward program, cardholders can expect common benefits including online banking services, auto rental insurance, and purchase protection services. Therefore, those who qualify for the lowest rate offered, plan to pay in full each month (to avoid finance charges), and will take advantage of the annual ticket discounts will benefit most from what the Asiana Visa® Platinum Plus® Card has to offer.

Most Attractive Feature(s): Bonus miles; annual ticket discounts; low introductory rate; double miles for purchases through Asiana Airlines.
Least Attractive Feature(s): High annual fee; yearly limit on miles.

Additional Perks

See website for card benefits.

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Rates & Fees
  • Introductory Rate: 1.9% APR for 6 Billing Cycles
  • Introductory Rate Details: The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks.
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: APR Varies*
  • APR (Cash Advances) %: APR Varies*
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $80
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: $2,000
  • Maximum Credit Limit: n/a
  • Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
  • Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: No fees on introductory balance transfers; 3%, $10 minimum, after the introductory period
  • Important Notations: See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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