Credit Card Details

The Money Return® Visa® Platinum Plus®, issued by FIA Card Services, N.A., is designed for those who are looking for a platinum credit card with a unique cash back reward program. Cardholders will earn a 10% rebate on any finance charges that are applied to the account. Rebates of $2 or more are mailed via check. Rebates of less than $2 are credited to the account. Refunds are dispersed in January for the preceding year. Accounts must be in good standing to receive the refund. Of course, the major drawback of the program is that cardholders have to carry a monthly balance in order to receive any rebates, which can prove costly to those approved for the highest rate. This card offers a 0% introductory rate that can be applied to purchases, balances transfers, and cash advance checks for the first six billing cycles, and it provides a reasonable APR for purchases and balance transfers once the introductory rate expires. There is also no annual fee. In addition to the rebate, cardholders can expect platinum benefits including auto rental insurance, various travel and emergency assistance services, and purchase replacement. Therefore, those who would like a rebate based on incurred finance charges and qualify for the lowest rate offered will find the Money Return® Visa® Platinum Plus® to be a beneficial option.

Most Attractive Feature(s): 0% introductory rate; no annual fee; rebate program.
Least Attractive Feature(s): Rebates only earned on finance charges.

Additional Perks

See website for card benefits.

Rates & Fees