Credit Card: Toys"R"Us & Babies"R"Us MasterCard®

Toys"R"Us & Babies"R"Us MasterCard® Save This Page Issued by Chase Categories: Reward - Retail
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The Toys"R"Us & Babies"R"Us MasterCard®, issued by Chase, is designed for those with average credit who would like to take advantage of the rewards program.

Through the rewards program, cardholders earn four points per $1 spent on eligible purchases at Toys"R"Us and Babies"R"Us and one point per $1 spent on all other eligible purchases. Each time the cardholder earns 1,000 points, they will automatically receive a 10% savings reward certificate that is valid at any Toys"R"Us or Babies"R"Us location. Cardholders may earn only two 10% savings reward certificates per month, and points earnings are limited to 24,000 annually.

In addition to the rewards program, the card provides common benefits that include travel accident insurance, purchase protection, and auto rental insurance.

The card has no annual fee and a low introductory rate is available for purchases and balance transfers for the first six months. For those who qualify, the card has a reasonable interest rate for purchases and balance transfers, but is not ideal for those who plan to carry a revolving balance.

Therefore, those who qualify for the lowest rate offered, can afford to pay in full each month (to avoid finance charges), and frequently shop at Toys"R"Us and Babies"R"Us locations will benefit most from what the Toys"R"Us & Babies"R"Us MasterCard® has to offer.

Most Attractive Feature(s): No annual fee; 0% introductory rate.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
No liability for unauthorized transactions.
Fraud and security protection services.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (MasterRental).
Travel accident insurance.
Year-end financial statement (upon request).
Various travel and emergency assistance services.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

Rates & Fees

Introductory Rate: 0% APR for 6 Months
Introductory Rate Details: None
Applied Towards: Purchases, Balance Transfers
APR (Purchases) %: 14.24
APR (Cash Advances) %: 23.24
Grace Period: 20 Days (Min.)
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: $0
Application Fee:
Minimum Credit Limit:
Maximum Credit Limit:
Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
Over-The-Limit Fee: $39
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: 3%, $5 minimum, $75 maximum
Important Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and will be 6.99%, 10.99% or 15.99% + Prime Rate.
Applicants who do not qualify for the Toys"R"Us & Babies"R"Us MasterCard® will be automatically considered for the Toys"R"Us & Babies"R"Us Card, which can only be used at Toys"R"Us and Babies"R"Us locations and has different rates, fees, benefits, and credit availability (see Terms and Conditions).
Cardholders who choose to have a promotional price offer applied to a specific purchase will not earn rewards on that purchase.
See website for complete terms and conditions of card usage and application disclosure.

* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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2.9% APR for 6 Months	0% APR for 12 Months	No Introductory Rate Available	0% Intro APR*	No Introductory Rate Available

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Toys"R"Us & Babies"R"Us MasterCard®