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Disney Rewards® Visa® Card

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Issued by Chase   Categories: Reward - Other
Disney Rewards® Visa® Card Overall Rating

Benefit Rating

The Disney Rewards® Visa® Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the rewards program offered.

Through the rewards program, cardholders earn a 1% rebate on all purchases. Rebates are converted into Disney Dream Reward Dollars at the rate of one reward dollar for every $100 spent. There is a yearly limit of 750 Disney Dream Reward Dollars that can be earned, and rewards expire in five years (once issued, the certificate expires in one year). Reward Dollars can be redeemed for a variety of Disney merchandise and vacations. Also, cardholders will receive a $15 Disney Store Gift Card after their first transaction.

In addition to the rewards program, cardholders have access to common platinum benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services. Cardholders will also receive great savings and special benefits at the Disneyland® Resort and Walt Disney World® Resort.

For those who qualify, there is a 0% introductory rate for purchases and balance transfers for up to twelve months, a reasonable interest rate for purchases and balance transfers after the introductory rate expires, and no annual fee. There is also 0% APR financing for up to six months on select Disney vacation packages.

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the special Disney offers (to earn the additional rebates) will benefit most from what the Disney Rewards® Visa® Card has to offer.


Most Attractive Feature(s): Common platinum benefits; no annual fee; vacation financing.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Access to 0% APR financing for up to 6 months on select Disney vacation packages.
Great savings and special benefits at the Disneyland® Resort and Walt Disney World® Resort.
Various Internet account related services.
Year-end financial statement (upon request).
Purchase protection.
No liability for unauthorized transactions.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Travel accident insurance.
Various travel and emergency assistance services.
Extended warranty for purchases.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

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Rates & Fees
  • Introductory Rate: 0% APR for 12 Months
  • Introductory Rate Details: None
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 13.24
  • APR (Cash Advances) %: 23.24
  • Grace Period: 20 Days (Min.)
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: $5,000
  • Maximum Credit Limit: $100,000
  • Late Payment Fee: $14 on balances up to $150; $28 on balances of $150 up to $1,200; $34 on balances of $1,200 and over
  • Over-The-Limit Fee: $29
  • Cash Advance Fee: 3%, $5 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $50 maximum
  • Important Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and is either 5.99% or 10.99% + Prime Rate.
    See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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